WealthAura financial tool
Estimate a monthly SIP's potential value, total investment and estimated returns over time.
| Year | Invested | Estimated returns | Total value |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹3,37,570 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹4,79,790 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹6,55,266 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹8,68,215 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹11,23,391 | ₹23,23,391 |
The estimate assumes a fixed monthly contribution and converts the annual return you enter to a monthly rate. It uses an annuity-due monthly SIP methodology.
FV = P × [((1 + r)^n − 1) ÷ r] × (1 + r)
A ₹10,000 monthly SIP for 10 years at an assumed 12% annual return can grow to around ₹23 lakh.
Read the guide: SIP methodology →Results are planning estimates. Provider terms and applicable rules can change the final outcome.
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Investment returns are estimates and are not guaranteed. Calculations are based on the formula and assumptions shown; they are not financial, tax or investment advice.