WealthAura financial tool
Estimate take-home salary after employer costs, payroll deductions and selected AY 2026–27 tax assumptions.
| Gross salary | Employee PF | Tax + cess | Take-home |
|---|---|---|---|
| ₹12,00,000 | ₹21,600 | ₹0 | ₹11,76,000 |
CTC can include employer contributions. The calculator separates gross salary, employee deductions, taxable income, income tax and cess to make the estimate transparent.
Take-home = Gross salary − employee deductions − income tax − cess
For an annual CTC of ₹12 lakh, adjust employer contributions and deductions to view the planning estimate.
Read the guide: Salary methodology →Results are planning estimates. Provider terms and applicable rules can change the final outcome.
Yes. Type values directly in the calculator and the result updates instantly.
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Actual payroll depends on employer policies, deductions, tax regime and individual circumstances. Calculations are based on the formula and assumptions shown; they are not financial, tax or investment advice.