WealthAura financial tool
Estimate fixed-deposit maturity amount and interest using a deposit, rate, tenure and compounding frequency.
| Year | Principal | Interest earned | Maturity value |
|---|---|---|---|
| 1 | ₹5,00,000 | ₹37,248 | ₹5,37,248 |
| 2 | ₹5,00,000 | ₹77,270 | ₹5,77,270 |
| 3 | ₹5,00,000 | ₹1,20,273 | ₹6,20,273 |
| 4 | ₹5,00,000 | ₹1,66,481 | ₹6,66,481 |
| 5 | ₹5,00,000 | ₹2,16,130 | ₹7,16,130 |
The calculator applies periodic compound interest. Interest earned is the difference between the estimated maturity amount and the original deposit.
A = P × (1 + r/n)^(n × t)
A ₹5 lakh deposit at 7.25% for 5 years, compounded quarterly, has an estimated maturity of about ₹7.18 lakh.
Read the guide: FD methodology →Results are planning estimates. Provider terms and applicable rules can change the final outcome.
Yes. Type values directly in the calculator and the result updates instantly.
Yes. WealthAura calculators are free to use.
Actual bank FD maturity can differ based on product terms and applicable conditions. Calculations are based on the formula and assumptions shown; they are not financial, tax or investment advice.