Editorial Policy & Fact-Checking Standards

1. Mathematical Rigour & Calculation Testing

Every calculator on WealthAura is implemented as an isolated, pure mathematical engine. Before any formula or rate change is deployed to production:

• Automated Unit Test Suites: We maintain automated mathematical verification vectors that test boundary conditions, zero-interest anomalies, quarterly compounding invariants, and tax-rebate thresholds.
• Official Formula Adherence: Our algorithms strictly follow official statutory guidelines, such as the Payment of Gratuity Act 1972 (15/26 formula), Section 10(13A) Rule 2A for HRA, RBI Master Directions for commercial bank compounding, and Ministry of Finance notifications for PPF.
• Display Transparency: We never disguise deductions or inflate returns. If an assumption is made (such as start-of-month SIP compounding or uniform reducing-balance interest), it is prominently documented right beside the calculation output.

2. Primary Sourcing & Authoritative Regulatory Citations

Our guides, calculators, and articles cite primary regulatory bodies in India rather than third-party summaries:

• Income Tax: Central Board of Direct Taxes (CBDT) and official Income Tax Department e-filing portals.
• Banking & Loans: Reserve Bank of India (RBI) notifications and master circulars regarding retail loan terms and prepayment rules.
• Retirement & Pensions: Pension Fund Regulatory and Development Authority (PFRDA) for NPS, and Employees' Provident Fund Organisation (EPFO) for EPF rules.
• Securities & Mutual Funds: Securities and Exchange Board of India (SEBI) and Association of Mutual Funds in India (AMFI) standards.

3. Independence & Conflict of Interest Policy

WealthAura is an independent publishing and educational entity:

• We do not sell loans, credit cards, mutual fund units, or insurance policies.
• We do not accept payments from banks, non-banking financial companies (NBFCs), or asset management companies (AMCs) to favour their products in our calculators or comparison charts.
• Our editorial content and calculation outputs remain entirely uncompromised by advertising relationships.

4. Regular Review Cycle & Versioning

Tax codes, statutory contribution limits, and government small-savings rates change regularly in India. Our editorial and technical team reviews:

• Quarterly: Government small savings scheme rates (PPF, Sukanya Samriddhi, Post Office FD).
• Annually: Union Budget updates, income tax slab changes, standard deduction revisions, and rebate ceilings.
• Ad-Hoc: RBI repo rate shifts affecting loan interest rate benchmarks and bank deposit structures.

5. Corrections & Reader Feedback Protocol

Accuracy is our highest priority. If you identify a computational discrepancy, an outdated rule, or an unclear explanation, we invite you to notify us directly:

Corrections are reviewed by our financial research team within 24 to 48 hours. When an error is verified, the calculation logic or article is updated promptly with an editorial revision note.