SIP Calculator
Estimate your monthly SIP investment value and potential compound returns.
Calculate SIP →Smart Personal Finance for India
Simple, Transparent Financial Calculators & Guides
Accurate, research-backed financial tools for Indian investors, taxpayers, and borrowers. Calculate loan EMIs, SIP wealth, PPF compounding, take-home salary, HRA exemption, and retirement pensions with 100% transparent formulas.
Free Financial Tools
Investments & Wealth Accumulation
Plan disciplined savings, compare compound interest, and forecast retirement wealth.
PPF Calculator
Calculate 15-year Public Provident Fund returns, interest and tax-free maturity.
Calculate PPF →NPS Calculator
Project your retirement corpus, tax-free lump sum and monthly pension annuity.
Calculate NPS →SWP Calculator
Simulate monthly mutual fund cash flows and monitor portfolio longevity.
Calculate SWP →FD Calculator
Calculate fixed deposit maturity proceeds and compound interest earnings.
Calculate FD →RD Calculator
Calculate recurring deposit maturity amount using quarterly compounding.
Calculate RD →Loans, Payroll & Tax Planning
Deconstruct loan interest, optimize salary deductions, and calculate statutory exemptions.
EMI Calculator
Calculate your monthly loan payment, total interest and amortization schedule.
Calculate EMI →Salary Calculator
Estimate monthly take-home salary, employee PF and income tax for AY 2026–27.
Calculate Salary →HRA Calculator
Compute Section 10(13A) tax-exempt House Rent Allowance for metro and non-metro cities.
Calculate HRA →Gratuity Calculator
Calculate gratuity entitlement, 15/26 formula and ₹20 Lakh tax exemption.
Calculate Gratuity →GST Calculator
Calculate GST-inclusive and GST-exclusive amounts across standard slabs.
Calculate GST →Why WealthAura
Rigorous financial tools you can trust
Statutory Accuracy
Algorithms adhere to RBI, CBDT, and PFRDA regulatory standards.
Zero Client Data Storage
Calculations run in your browser. We never harvest your financial numbers.
Complete Transparency
Full formulas, variables, and legal assumptions shown beside every result.
Unbiased & Free
No sponsored product bias, no loan commissions, and no sign-up required.
WealthAura Editorial
Latest personal finance & investing articles
Comprehensive, research-backed analysis to guide your wealth decisions.
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In-depth comparison of New vs Old Tax Regimes for AY 2026-27. Understand slab rates, the ₹75,000 standard deduction, Section 87A rebate, and exact deduction break-even points.
Financial Education
Essential calculation guides
Understand the formulas, rules, and mathematical principles behind everyday financial instruments.